Experian business credit reports contain up-to-date, factual ledger information supplied by members of the affiliated credit reporting bureaus of NACM and Experian direct subscribers. These reports are useful when you are investigating  a new account, noticing a definite change in a customer's  payment habits, receiving an unusually large order,  or receiving a number of inquiries on a customer.  These  reports are easily obtained from the internet or by phoning or emailing NACM Oregon.



Complimentary Case Study: The Face of Today's Small
Business Owner

This case study is provided by Experian Business Information Solutions that you may find of interest.
Read more.


Feel free to contact us about your credit reporting needs!

REPORTS & PRODUCTS
Business Profile Reports (BPR) (click here for a sample report)
The Business Profile report presents a current,  objective picture of how a business manages it's financial  obligations. It provides trade payment information; public record information; company background; trends; collection items and more.

Business Owner Profile (click here for a sample report)
This credit report is drawn from the Experian consumer credit database, and used in conjunction with the BPR when you need to rely on the principal's creditworthiness in order to extend credit.

Business Summary (click here for a sample report)

You can make quick, effective assessments of your low balance account transactions with this low cost summary report. Good report for doing annual updates.

Intelliscore (click here for a sample report)

This easy-to-read, one-page scoring report is a summary of a Business Profile Report, and includes a risk score, summaries of trade payment and public record data, and company background information on the business. It is particularly useful in high-volume, quick-turnaround situations. Credit scoring significantly reduces subjectivity in the decision process by analyzing applicants using consistent criteria.

Blended Score (click here for a sample report)

This one-page report provides  summary information on both the business and the business owner(s). Research shows that a combined business/owner  credit-scoring model is more predictable than business or consumer only scoring  models.

International Credit Reports
We can provide comprehensive,  up-to-date business credit information  on companies throughout the world.  This information includes business  background, company structure, key  personnel, and financial  assets and liabilities.

Portfolio Monitor
Detect early signs of trouble on your small business accounts. Portfolio Monitor service provides you with derogatory changes in your customers' portfolio on a
weekly basis. Warnings may include: Bankruptcies; Tax Liens; Judgments; Payment Habit Changes; Collections; and UCC's.

Public Record Data
A variety of resources provide information, such as registration with the Department of Motor Vehicles and Department of Fish and Wildlife  records. This is useful in qualifying a customer or skip-tracing. Information is gathered  from sources across the country.